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Finances & Insurance

Affordable Dentistry in Clearwater, FL

Thank you for choosing Hila Dental. Dr. Virginia M. Melmed understands that your financial well-being plays a crucial role in ensuring a hassle-free dental experience. That’s why we offer affordable, accessible, and top-quality dental care to all our patients while providing a range of flexible payment methods and financing options.

To make dental care more affordable, we have convenient payment plans tailored to your needs, as well as new patient specials, and we accept many insurance policies, including many Medicaid Advantage Plans. Our commitment is to help you maintain a healthy smile and receive exceptional dental care, all while ensuring that you have the financial support you deserve.



Hila Dental understands that investing in your smile can come at a price, which is why we offer CareCredit to our patients. CareCredit is a healthcare credit card that can be used for various medical expenses, including dental treatments such as braces, implants, and even teeth whitening. This card provides an option for patients to finance their treatments and make payments over time rather than in one lump sum. Our team is here to help answer any questions you may have about CareCredit and the application process. We believe that everyone deserves access to the dental care they need, and offering CareCredit is just one way we can help make that possible.

In-House Payments for Invisalign®

We understand that investing in your smile can be a significant financial commitment. That’s why we’re thrilled to offer an in-house payment plan specifically for Invisalign treatment. Our plan is designed to make the process more manageable for our patients, with convenient payment options that fit within their budget. With our exclusive payment plan, you’ll be able to start your Invisalign journey without any added stress or worry. Come see us today to learn more about our Invisalign treatment and payment options.

In-Office Membership Plan

For less than $2 per day, Hila Dental offers an annual membership plan with NO yearly maximums for comprehensive dental care. While this is not a dental insurance plan, we believe that our in-house membership plan offers more than traditional insurance. You’ll no longer have to deal with denials, pre-approvals, and other mishaps associated with dental insurance companies. Instead, you can get started on a healthier, more stunning smile and save hundreds of dollars on dental services immediately upon enrollment.


Referral Program

Give $25, Get $25. Refer your friends, family, and coworkers. Each of you receives a $25 credit for coming in!


Insurance Accepted

Dr. Melmed understands that navigating dental insurance can be overwhelming, but our dedicated team is here to make the process as easy as possible for you. We gladly accept most major PPO insurance policies, and our goal is to ensure that you receive the highest possible benefits. If you’re unsure whether your insurance plan is accepted, don’t worry. We are more than happy to verify it for you. Hila Dental works closely with insurance providers to advocate for our patients to ensure that they receive the best possible coverage.

Meet With Our Affordable Dentist in Clearwater, FL

Hila Dental truly understands the importance of cost when selecting a dental provider. That’s why we are committed to offering affordable yet exceptional dental services to our valued patients. Our highly knowledgeable team is dedicated to working closely with you to fully optimize your benefits and minimize any out-of-pocket expenses you may incur.

You can trust us to handle all the details so you can focus on achieving a healthy and radiant smile. If you have any questions or need further assistance, please don’t hesitate to reach out. Hila Dental is here to help you every step of the way.